ATM's are nearer than you think
Don't let moto or tuk tuk drivers convince you that the nearest ATM from Serendipity beach is a $2 trip into town. They are not telling you that there are two ATM's withinn about 15 mins walk from the beach. One (ANZ) is just the over side of the Lion roundabout on the right hand side. It is in a mini market in the CBS hotel. If that doesn't work, there is one in the direction of GTS guesthouse. See above

