Actually, there are two Sv. Ane churches in Kamenari. The one on the first picture is located of the main street after the end of the bus line. Unfortunately it was closed when we visited.
Coming back from Lepetane on the ferry I noticed a funeral procession blocking the main road and it was headed to Sv. Ane presumably because that was the closest church. But then I don't know where the cemetery is located which may well be by the Sv. Nikole church further along. Altogether there are 5 churches in Kamenari (Sv. Nedelje, 2x Sv. Ane, Sv. Nikole and Gospe od Rozarije.
On the second photo you will see the other Sv. Ane church as zoomed in from on the ferry.
This church is at the very beginning of the town when coming from Herceg Novi. It's located on a hill from where you have a view over the bay Vertige. Since we walked so much that day already, we didn't check it out.
Sv. Nedelje or Holy Sunday church dates back to the 17th century.